Besides being very diligent about keeping her claws trimmed back could you just cover the new duvet with the old one during the day? That way she can still have her fun and nothing gets wrecked. 
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Assumptions do nothing but make an ass out of u and me.
We can stick our heads in the sand for only so long before it starts choking us. Face it folks. The pet population is bad ALL OVER THE WORLD!
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