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April 15th, 2005, 09:36 PM
Do you play the lotteries at all?
What are your views on them? A harmless form of gambling - or a unethical government cash grab?

I once heard them unkindly referred to as " the governments tax on those who are poor at math".

I buy lottery tickets only once in a blue moon - when there is a big "buzz" surrounding a large payout.
My husband has been playing faithfully for years and years. I dont begrudge him this pastime, it makes him happy. But secretly- to me it represents a collossol waste of money.
Winning the "big one" the elusive fantasy that keeps people on the hook., of course.But even with the astronomical odds.. its an investment in hope.

Cant say I think its necessarily a bad thing, if done in moderation and is not causing any negative financial or other fallout.
It's just not for me. I dont believe lightning will strike me.
But who knows.. maybe it will strike him? :)

Aside from the govt lotteries, there are the various hospital lotteries - chances to support various causes and win fabulous homes, trips, cars, etc.

Have you ever won anything substantial from taking a chance on a ticket?

April 15th, 2005, 09:41 PM
I bought one Super7 ticket today - did not win a thing. I only buy tix if the amt is huge - and it will be $15 mil next week. If ppl want to play the lotto, I see no prob with it. I do worry about casinos and VLT's tho. Too many suicides and families suffering from addiction to them. (and our govts are becoming addicted to them now!)

April 15th, 2005, 09:51 PM
We're not so eloquent, Shamrock, we just refer to it as the "Stupid People Tax". But one day, when I am feeling luckier than I have ever felt, I will probably buy one.

I do participate in a charity draw for a mercedes every year to benefit low income moms. The odds are better and man, could we use that money!!

We went to the casino a while back and you just leave there feeling like crap-- they make you dream about things that are not in your control and are highly unlikely to happen. I prefer to stay realistic.

April 15th, 2005, 09:52 PM
we dont do lottery,

the chances of winning the lotto are so slim its just a waste of hard earned money in my opinion.


April 15th, 2005, 11:13 PM
I know one of the 14 people here two weeks ago that won the 4.2 millon 649. 14 people that work together bought the ticket, very nice young guy with 2 kids :thumbs up

April 16th, 2005, 05:04 AM
Re: various hospital lotteries Not sure I equate the Super7 or govt lotteries with hospital lotteries. The Foundation for our hospital does not do one - it was an ethical kind of decision actually, done for the same reason we do not take money from tobacco firms. Still debating breweries et al tho.

The AE2 in Halifax has a lottery but it costs $100 a ticket and there are many prizes - much more chance of winning than the lottery. So it's not a tax grab like Super7.

April 16th, 2005, 10:17 AM
We play the powerball once a week (we get more than one ticket if it's 200 mil or more)... we've got big dreams and can't make it happen if we don't at least try!
I know we are not likely to win, but all the people who have won probably said the same thing.
I also know that we have more of a chance to get hit by lightening TWICE than win this lottery, but hey it's worth a shot. ;)

April 16th, 2005, 11:38 AM
My old job: Managing a Lottery booth in a mall.

What annoyed me more than Super7 or 649 Tickets, were the women(usually) who came to my booth EVERY day buying tickets for the daily draws (pick three, keno)... they all would tell me they were on a pension, or getting assitance, and they are palying the lottery. friggin bugged me.

ALSO, please guys, if you want to buy a ticket, DON'T DO IT JUST BECAUSE THE LOTTERY IS BIG. You have a better chance to win when it is small. not as many tickets are old for a normal 4 million jackpot. and who REALLY needs 4 million for themselves anyways?

As for myself, well, i have a horseshoe up my a** according to most family and friends. I play only when feeling lucky, and it has paid off.

Rick C
April 16th, 2005, 12:10 PM
I don't think I've bought a lottery ticket in 10 years although my wife is a periodic buyer.

I used to play SportsSelect, betting on the outcome of NFL games and did very well . . . but in the end, probably broke even and just lost interest (pun).

Rick C

April 16th, 2005, 12:24 PM
ALSO, please guys, if you want to buy a ticket, DON'T DO IT JUST BECAUSE THE LOTTERY IS BIG. You have a better chance to win when it is small. not as many tickets are old for a normal 4 million jackpot.
Sorry, Safyre, but I have to disagree with you there. These types of lotteries are not dependent on the number of tickets sold. Your chances are based on the combination of numbers you choose, and the one in however-many-billion chances that your group of numbers will come out this time around. Your chances are the same regardless of how many people buy tickets.

Having said that, I do buy tickets once in a while - hey, your chances may be next to nothing, but they're even lower if you don't buy a ticket, right? :D I seem to have better luck with the scratch tickets, though. At least I've won my money back from time to time. The most I've ever won on the Super 7 & 6/49 type draws is $10 every year or so.

Oh, and to answer your question about who needs more than $4million? I DO!!! I have three brothers, one sister, my parents, my FIL, my SIL, and a handful of very dear friends who are like family to me, plus a very small list of charities I would agree to donate to if I ever won a sizeable amount. Even if I gave them each half a million, I'd need a heck of a lot more than $4million just to cover me! :eek:

April 16th, 2005, 12:35 PM
What annoyed me more than Super7 or 649 Tickets, were the women(usually) who came to my booth EVERY day buying tickets for the daily draws (pick three, keno)... they all would tell me they were on a pension, or getting assitance, and they are palying the lottery. friggin bugged me.
I do have to agree with you there, though! My sister's ex-FIL was a lottery junky. On a very small pension, he would spend his last dime on scratch tickets or a 6/49, but would miss paying his rent, bills and would go hungry for a week. The poor man died alone in his apartment and penniless, with an evection notice in his mailbox and the government trying to find someone to pay his back-taxes. :sad: It's an addiction for these people - just one more ticket, it might be the one time that they'll hit "the big one" and then all their problems will finally be over.

April 16th, 2005, 04:52 PM
Yes, gambling takes many forms.. lotteries are certainly one that some people are addicted to. Keno as well is one that is just a little too available for those who become compulsive.

A few years ago, one of my husbands BC/49 tickets held 5 out of 6 numbers. We looked at the numbers, at the ticket -at each other. Holy crow!
This isnt the jackpot, but must be woth thousands! :party:
Excitedly rushing online to read the payouts.. we were suprised to find that with the pool so much smaller in the provincial lotteries... that six numbers paid one million.. but five - a mere five hundred bucks. Oh... is that all? sigh.. :sad:
Nonetheless, coming back down to earth.. we were pleased at this "small" windfall. The odds of picking even five are astronomical... doubt it willl ever be repeated. I can guarantee however,that my husband has given all of this back.. and more. That is how gambling is.

Well, at least he quit smoking. If he must have a "vice'.. this lottery one is small potatoes by comparison ;)

April 16th, 2005, 05:02 PM
As for myself, well, i have a horseshoe up my a** according to most family and friends. I play only when feeling lucky, and it has paid off.

That's how I play too, and it pays off. I wish I was as lucky in other areas.

Twice last year I had to go to the lottery office to claim because of the amount. I also had to open a seperate account to cover taxes reported on the winnings. I'm not rich, but both times the money came when Ciara needed it.
The past month has been the worse, Ciara's health and spirit are slipping away. My mother sent me a check 3 weeks ago for me to go to a doctor since I do not have health care anymore. She did not specify WHAT type of doctor to spend the money on. Five vet visits in two weeks used it all.

April 16th, 2005, 06:19 PM
i only gamble on horses (ah the lovely GGs)

and 'two up' on anzac day (day of rememberance for the australian and New Zealand army core who died fighting for us on the shores of galopolli dying in huge numbers without a chance). during the time of the ANZAC a game called 'two up' was played in the trenches, it is a coin tossing game, you put two special coins on a woodentype spatula, and toss them in the air, you bet against other ppl around the ring (i love being the tosser, bigger payouts) and i always win two up, i love the game and only playing it once a year makes it special, and it makes us feel closer to our heritage and our heros, now i feel like crying (i love the ANZACs) :rolleyes:

on anzac day (april 26) we can only play it after 12pm, beofre that it is higly illeagle andcannot be played on any other day, and it is played in pubs, clubs and other organised venues, its good for the old men to have a game and a memory. (anzac day in a week, cant bloody wait, beer and two up, the epitome of the australian character :D but makes me teary)

we dont go for lotto, but in queensland australia the gov lotto actually support hospitals with large money donations, so everyone buys queensland lotto to help out the hospitals, and what do you know, queensland has the best hospital system in the country, down here they are too poor to cope. and have no money.

April 16th, 2005, 07:19 PM
The lottery climbs due to the number of people playing the lottery. When the jackpot gets bigger, more people play.
What happens is that the chances of having a duplicate number are HUGE, and you then lose part of your price. Often having that $25 million jackpot going many ways.
More people playing lower your chance of winning the full grand prize, Sorry if that was misunderstood in the first post.

I still stand by my beleif that no ONE person needs $4 Million. Yeah, you could share it if you won it, and its your choice to share that wealth. But thats not ONE person needing $4 million. $4 million can be shared MANY ways, and it all depends on how you look at money. Sizeable donation can mean many things to many people.

Karin- I'm sorry to hear that Ciara is not doing well, I seem to have missed posts where anything was said that she was doing badly, did I miss something? No need to explain if I did. I hope that she is okay, and that things are not too serious, there are special angels that watch over our little ones.

April 17th, 2005, 11:36 AM
You're right, Safyre. Your chances of winning are the same, but the amount of the pot will decrease if more people win.

OK, so if you win $4million, I'll gladly take half off your hands! :D

April 17th, 2005, 12:24 PM
I think you're misunderstanding my arugment in regards to money.
no ONE person needs that large sum of money. There is no reason to have $12 million jackpots, no one person needs that. They should split it 12 different ways, and share the wealth.
I grew up with little to now money in my home, and I don't crave a lot of money. No one person needs $4 million to themselves. What are you going to do with $4 million ALL TO YOURSELF?
What I am trying to get across is that .... you would want to donate, and give money to other people, thats great. but thats not just YOU needing the $4 million.I just acn't explain it well enough on here.
I seriously dislike lotteries, they make people greedy.

April 17th, 2005, 12:41 PM
Geez, Safyre. Relax a bit, why dontcha? You're getting awfully defensive about something that is most likely never going to happen in either of our lifetimes (me winning $4million, that is ;) ). My last post was intended as a tension breaker - hence the big grinning smiley :D .

What would I do with $4million all to myself? Oooh - that's a great topic for another thread - what would you do if you won an obscene amount of money?! Hmmm.... let's see.... pay off my mortgage, have hubby quite his rediculous 60hr/week job and open up his Ducati dealership & repair shop (there's a couple million invested right there), buy a nice little house in the country with a huge spread of wooded land that the boys can go dirtbiking on, get myself those horses I've always wanted and ride on the half of the spread that the boys aren't dirtbiking on...gee, that $4million sure did go fast! :eek:

April 17th, 2005, 12:46 PM
The people in my town that won 2 weeks ago 649...yes it was 4.2 millon... but the ticket was bought at their job and I believe there were 14 or 16 people in one one ticket...which everyone got their share...$286,500.00..something like that... pretty good pay out and yes I think most people that won 4.2 would share it or help people they knew. I was in on a group thing at my office too, we never won big but we did each pay 5.00 per week...people spend more then that on coffee everyday. :)

April 17th, 2005, 01:03 PM
Re: "ALSO, please guys, if you want to buy a ticket, DON'T DO IT JUST BECAUSE THE LOTTERY IS BIG. You have a better chance to win when it is small. not as many tickets are old for a normal 4 million jackpot."

I agree in the sense that if there is only one winner of a $2.5 million draw, s/he does better than the person who was one of 25 employees who bought tix together and held one of three winning tix in a $4 million pot. But it is all rather a semantic argument. Otherwise, your argument is not valid since the Super7/ 649 et al lotteries are based on how many balls come out of the machine and which ones do land there and that can be calculated by probability - think back to your stats course in university. I have tried to figure out a trend or use a trendline in a chart and even linear regression but alas, it is soleyly probablilty - nothing more, nothing less.The probability stat remains the same regardless of how many players there are.

I think anyone who buys them knows they are really just paying taxes and might have a zillion in one proability of winning, lol I do it for fun and have bought maybe five tickets all year. I do worry about people who spend money they do not have and actually think they might win however. I have a friend -a psychiatrist who ironically treats ppl with gambling addictions - who loves the casino and I've gone with her twice. I HATED it with a passion. But those one armed bandits are ruining lives and I think they should be banned.

April 17th, 2005, 01:41 PM
Anybody read the study that said that money does make you happier up until $50 000/year? After that, the basics are taken care of and the rest is "tweaking" what you already have and that doesn't make you happier...

But I'll take half that 4 mil W4F and Safyre... I want to open my kennel and that money will allow me to do it faster and maybe closer to the city. :) .

Rick C
April 17th, 2005, 02:31 PM
I think a lot of people have different ideas as to what "the basics" might comprise and $4 million might not be enough.

Four million dollars is a number that would provide an income of $200,000 per annum pre-tax at a 5% rate of return.

If you had a pension providing you with $50,000 per year, it would be the equivalent of saving $1 million and having it earn 5%.

So $1 million covers the basics for some folks but $4 million might not be enough for others.

Depends on what floats your boat. :thumbs up

Rick C

April 17th, 2005, 03:05 PM
Four million dollars is a number that would provide an income of $200,000 per annum pre-tax at a 5% rate of return.

Hmmm. not necessarily. It all depends on how it is invested, where, how the market is. I tend to think of 1 million as not alot of money if only because I've seen how far it can go in our medical budget and that of my own office. NOT far these days!! Or should I say not far enough! It costs more than a million for one MRI machine for example.

If we all invested our money in the best possible way, we'd all have $1 million at some point in our lives. But that means living a really frugal life and making saving your number one priority (depending on your income and circumstances of course).

April 17th, 2005, 08:39 PM
I reworded my post multiple times, trying to word it the best way possible.
Still came off defensive? Sorry bout that. Lotteries are TERRIBLY annoying to me, and make people greedy. Heated Topic for me. *gives up*
Prin - I have heard about that study. If ya think about it, its really true.